Update! Protect Cars with the 7 Best Car Insurance Options

Choosing the best car insurance is very important to do. This is because a car also needs protection considering that a car is a movable asset and will experience a decrease in sales value. The increasing crime rate of car theft is also one of the reasons how important car insurance is.

In today's modern era, many companies offer various types of car insurance. However, it is important for us to know more about the type of car insurance itself. Starting from the monthly premium, the facilities to be obtained and other terms and conditions.

There are at least 7 lists of the best car insurance that you can choose to protect your car. Check out the discussion from the following car repair app.

These are the Seven Best and Trusted Car Insurances for 2023

For those of you who want to protect your favorite car by using insurance, here is a list of the best car insurance that you can consider trying:

1. Garda Oto Car Insurance

In first place is Garda Oto Car Insurance. This car insurance is a subsidiary of Asuransi Astra Buana which provides the best all risk and TLO car insurance services in 2022.

The insurance claim process is also very easy, you can use four ways, namely through the app, by telephone, the official website and Strategic Service Units that you can find in shopping centers throughout Indonesia.

Garda Oto Insurance also provides additional services in the form of the Garda Mobile Otocare app. Through this app you can choose the location of the nearest workshop that provides 24-hour service, as well as a vehicle pick-up service to get to the workshop. In addition, Garda Oto Insurance also provides a 6-month workshop warranty.

2. Sinar Mas Car Insurance

The next car insurance list is Sinar Mas Car Insurance, which provides a superior product called Simasnet. With Simasnet, when you experience damage to your car, you can immediately make a claim at an authorized repair shop.

In addition, Asuransi Sinar Mas also provides online insurance services and provides combined product protection until the car reaches 10 years of age. As for the TLO (Total Loss Only) guarantee, a guarantee is provided until the car is 20 years old.

3. Allianz Utama Indonesia Car Insurance

For those of you who have Honda, Daihatsu, Suzuki and Kia cars, you can use Allianz insurance. This insurance is one of the best insurance and has been recognized in Indonesia. Allianz Insurance provides three comprehensive packages that you can choose according to your needs.

The first flagship product of Allianz Insurance is Allianz MobilKu Grand which provides complete vehicle protection against any damage or loss due to theft. Apart from that, there is the Allianz MobilKu ECO product which offers a premium fee at an affordable price.

For the third product, there is Allianz MobilKu Suka-suka with insurance services that you can choose according to your wishes. Some of the other features that you can get from Allianz Insurance include a 24-hour repair shop network, 24-hour emergency assistance and third party legal responsibility.

4. Adira Autocillin Car Insurance

The other best car insurance that you can choose is Adira Insurance. This insurance provides a total loss only guarantee with a different premium fee according to the product chosen.

Some of the best features provided include 24-hour Emergency Roadside Assistance, Autocillin Mobile Claim app to simplify the claim process, and Autocillin Mobile Service which provides guaranteed car service services.

To register for Adira Insurance, you can visit the nearest Adira outlet or go to Adira's official website.

5. Car Insurance AXA Auto Insurance

AXA Auto Insurance is famous for its best product, Smartdrive. This insurance product provides protection for cars that have been damaged by accidents and lost due to theft.

Some of the features or services provided by Smartdrive from AXA Auto Insurance include being free to choose an official repair shop, free of towing, taxi and accident fees.

All cars can use AXA Auto Insurance products with a car age limit of 10 years for comprehensive product types and 15 years for TLO product types.

6. Car Insurance Jasindo Oto Insurance

This car insurance has been known since 1973, so it's no wonder that Jasindo Oto Insurance is one of the best car insurance in Indonesia. Just like car insurance in general, Jasindo Oto Insurance provides two types of insurance, namely all risk and total loss only or what is often abbreviated as TLO.

Some of the interesting features provided by Jasindo Oto Insurance are providing the widest network of workshops in Indonesia. In addition, this insurance also provides free towing fees, easy premium payments, and a car age limit of up to 15 years for this type of TLO insurance.

7. BRINS OTO Car Insurance

The next car insurance from BRI Insurance, this car insurance provides protection against all risks that may be experienced by a car.

BRINS OTO car insurance provides four types of products, namely BRINS OTO Platinum, BRINS OTO Gold, BRINS OTO Silver and BRINS OTO Bronze. Each product has its own advantages, you can choose according to your needs.

Conclusion

That's information about the 7 best car insurance lists that you can choose to protect your favorite car. As additional information, if your car is having problems and needs to do service or oil changes and so on, visit a trusted car repair shop that is an otoklix partner to get satisfactory results.